What They Dont Teach You At Stanford Business School

Stuff you can't learn in B-school: LARRY CHIANG

CEO of Duck9’s “Off Credit Report Scoring” System and API

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By Larry Chiang

Credit reports compile derogatory credit incidents. Along with basic, basic credit report data…, lenders are beginning to use “off credit report scoring”.

This article shows use cases and let’s you try for free before you hire engineers to execute Off Credit Report Scoring

ZN0VKUOa_normal.jpg Larry Chiang (@LarryChiang)
9/27/15, 9:42 AM
off credit report is whether that credit applicants’ email address they used is plugged into an active Netflix account. #UCMS

For example, the email address that was submitted on the application. You can check to see if it’s linked to
– Netflix.
– Facebook
– Twitter.
Or if you want to see if your credit applicants reads,
– Amazon.
Lol, you can see if they write negative reviews on Yelp too
– Yelp.

Duck9 has a $3.95 API fee. To sample, text me @6502838008 the email address you’d like to check

ZN0VKUOa_normal.jpg Larry Chiang (@LarryChiang)
9/27/15, 9:41 AM
Age of cell phone telephone number, matters. What service provider they selected, matters. #UCMS

Duck9 has a $3.99 API fee for this. To sample, text me @6502838008 the cellphone you’d like to check

ZN0VKUOa_normal.jpg Larry Chiang (@LarryChiang)
9/29/15, 8:24 AM
China Debit Reporting Analysis /”off credit report scoring” ucms.com/china-credit-b…
larry-chiang9-duck9-business-card_normal.jpg CEO of Duck9, Larry (@6502838008)
9/29/15, 8:34 AM
Text (650) 283-8008. It’s me Larry @LarryChiang

This API method Duck9 uses mimics how VCs “credit underwrite” startup’s. They look to mitigate and minimize investment risk. VCs look for the startups that…

…are setting the entrepreneurship bell curve.

…and VCs look for founders that Cross the Chasm From the Right:

See the GigaOm post: http://bit.ly/roxley710


Written by Larry Chiang

September 29, 2015 at 3:45 pm

Posted in Uncategorized

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