What They Dont Teach You At Stanford Business School

Stuff you can't learn in B-school: LARRY CHIANG

Defaulting on a Cell Phone Bill Affects My Credit Score?

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http://www.slideshare.net/larrychiang/what-a-super-model-can-teach-a-harvard-mba-about-credit

By Larry Chiang

How much does a $210 cellphone collection hurt u?!

Docks your FICO credit score about 90 points.

This is what industry insiders call a charge-off

(Yes, they just inflated it, I’m so sorry I’m not sorry)

If / when you pay, pay the cellphone company directly. Not their wholly owned subsidiary. Not their partially owned subsidiary. Pay the cellphone directly with a paper check (non money order. Non cashier check)

Paper check with your name
Paper check must include cell phone company name
Paper check must include cellphone account number in the memo.

Fail to heed every morsel of my wisdom will have super duper negatory consequences

Photocopy paper check
Be ready to lick 3 self adhesive stamps

Show them to bureaus (Experian Equifax Trans Union) with paper disputes between Nov 29 and Dec 30 (they are short staffed, the credit bureaus are 🙂

Bujajaajaa

Buhahaahaaahaaa (evil laugh)

The USPS is the bureaus Achilles heel

Quora, email, phone, search engines and websites are the big bad bureaus friend.

I’m your friend. So is the USPS.

Failure to heed every morsel of my wisdom will have dire negative consequences.

ENGR145’s Anchor Concept: Lemonade and Gua Gua Guacamole

It moves you to the right on the entrepreneur bell curve

CEO of Duck9
Stanford University Entrepreneur in Residence, Emeritus

Duck9 = “Deep Underground Credit Knowledge” 9
125 University Avenue/ 100
Palo Alto CA 94301
http://www.duck9.com/ass
650-566-9600
650-566-9696 (direct)
650-283-8008 (cell)

****************
Editor of the BusinessWeek Channel “What They Don’t Teach at Business School”
http://whattheydontteachyouatstanfordbusinessschool.com/blog
CNN Video Channel:http://ireport.cnn.com/people/larrychiang

Read my last 10 tweets athttp://www.Twitter.com/LarryChiang

Author, NY Times Bestseller
http://whattheydontteachyouatstanfordbusinessschool.com/blog/?s=Ny+times+bestseller

“What They Will NEVER Teach You at Stanford Business School” comes out 11-11-14

http://www.fastcompany.com/embed/c0d4562ea2049

52 Cards. Two Jokers. What They DO Teach You at Stanford Engineering

Emergency swings and cutting deals as an 9 year old

##########
Duck9 is part of UCMS Inc.
http://www.ucms.com
630-705-5555

What A Super Model Can Teach a Harvard MBA About Credit

American Express’ Under-Promoted Credit Truths at Mercedes Benz Fashion Week (MBFW)” http://t.co/inxTmZAj

My Stanford Engineering video boils down 20,000 hours and moves you to the right on the entrepreneur bell curve

CEO of Duck9MIT University EIR (Entrepreneur in Residence)

Duck9 = “Deep Underground Credit Knowledge” 9
125 University Avenue/ 100
Palo Alto CA 94301
http://www.duck9.com/ass
650-566-9600
650-566-9696 (direct)
650-283-8008 (cell)

****************
Editor of the BusinessWeek Channel “What They Don’t Teach at Business School”
http://whattheydontteachyouatstanfordbusinessschool.com/blog
CNN Video Channel: http://ireport.cnn.com/people/larrychiang

Read my last 10 tweets at http://www.Twitter.com/LarryChiang

Author, NY Times Bestseller
http://whattheydontteachyouatstanfordbusinessschool.com/blog/?s=Ny+times+bestseller

“What They Will NEVER Teach You at Stanford Business School” comes out 11-11-14

http://www.fastcompany.com/embed/c0d4562ea2049
52 Cards. Two Jokers. What They DO Teach You at Stanford Engineering

Emergency swings and cutting deals as an 9 year old

##########
Duck9 is part of UCMS Inc.
http://www.ucms.com
630-705-5555

More on #ENGR145’s SHIFTING right on the entrepreneur bell curve

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Written by Larry Chiang

November 7, 2013 at 6:24 pm

Posted in Uncategorized

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